Effective Date: 4.7.2025
Welcome to CardGuidance.com (referred to as “we,” “our,” or “the Website”). By visiting or using this website, you agree to the following terms and conditions. If you do not agree with any part of these terms, please refrain from using the site.
Purpose of the Website
CardGuidance.com is a digital platform designed to provide users with information related to:
- Credit cards (features, eligibility, benefits, offers, etc.)
- Financial news and updates relevant to the credit card ecosystem
- User-friendly guides on how to apply, use, and manage credit cards
All content on the site is for informational and educational purposes only. It should not be treated as professional financial advice.
User Eligibility
This website is intended for users who are 18 years of age or older and are capable of entering into legally binding agreements.
Information Accuracy
We strive to provide correct and up-to-date content. However:
- Financial products and credit card offers change frequently.
- Some information may become outdated or incorrect without notice.
- Always verify key details (like interest rates, fees, and eligibility) on the official website of the bank or card issuer before applying.
We are not responsible for any decisions you make based on the information available on this site.
Independent Platform
CardGuidance.com is not affiliated with any bank, NBFC, or financial institution.
We do not issue credit cards or provide financial services. Product names, logos, and trademarks belong to their respective owners and are used here for identification purposes only.
Affiliate Links & Earnings
Some of the links on this site may be affiliate or referral links. This means we may earn a commission if you click on those links and take action (such as applying for a credit card).
- This does not impact the information we provide.
- Our goal is to keep content unbiased and helpful for users.
Use of Content
Unless stated otherwise:
- All written content, articles, reviews, and visual elements on this website are the original property of CardGuidance.com.
- You may not copy, republish, or distribute content without permission.
- Sharing links to our articles is allowed (and appreciated), but copy-pasting full articles elsewhere is not permitted.
User Responsibilities
By using the site, you agree:
- Not to misuse the content for deceptive or illegal purposes.
- Not to post spam, offensive comments, or misleading data through contact forms or emails.
- Not to attempt to breach the website’s security or disrupt its functionality.
Third-Party Websites
Our site may include links to external sites, including those of credit card issuers, financial institutions, or government portals.
- We do not control or endorse third-party sites.
- We are not responsible for their content, services, or data collection practices.
- Visiting those sites is at your own discretion.
Limitation of Liability
CardGuidance.com will not be held liable for:
- Any loss, damage, or inconvenience caused by reliance on the content.
- Errors, delays, or technical issues on the website.
- Financial losses or application rejections related to credit cards or offers mentioned here.
Updates to Terms
We may update these Terms from time to time. When changes are made, we’ll update the “Effective Date” at the top of this page. Continued use of the site means you accept the latest version of these Terms.
Governing Law
These Terms are governed by the laws of India. Any disputes arising from the use of this website shall fall under the jurisdiction of the courts in Jodhpur, India.
Contact Information
For queries, corrections, or requests, feel free to contact us:
📧 Email: [email protected]
🌐 Website: www.cardguidance.com