This is a new launch by HSBC Bank. The HSBC TravelOne Credit Card was launched on 22 January 2025. This is a purely travel-benefit credit card, similar to Axis Atlas, SBI Miles Elite, and Axis Horizon, which already exist in the market. The joining fee and annual fee for the TravelOne Credit Card is INR 4,999 + GST.
The HSBC TravelOne Credit Card also provides benefits for dining, golf, and entertainment, along with extra savings on popular travel platforms such as Yatra, Cleartrip, EaseMyTrip, and more.
And of course, it includes domestic and international lounge access.
Keep reading the article to learn more about this credit card.
Check Your Eligibility here for HSBC TravelOne Credit Card & ApplyTable of Contents
HSBC TravelOne Credit Card Highlights
| Feature | Details |
|---|---|
| Issuer | HSBC Bank |
| Network Type | Mastercard |
| Card Type | Reward Points |
| Joining Fee | INR 4,999 + GST |
| Annual Fee | INR 4,999 + GST (waived if you spend more than INR 800,000 a year) |
| Joining Fee for Add-on Cardholder | Nil |
| Joining Benefits | ✔ Get INR 1,000 cashback, INR 3,000 Postcard Hotel voucher, and 3 months of EazyDiner Prime Membership when you download and log in to the HSBC Mobile Banking App and spend ₹10,000 within 30 days of card issuance ✔ 3,000 bonus reward points when you spend INR 100,000 in the first 90 days |
| Best Suited For | Flight travel, shopping |
| Reward Rate | 2% to 4% |
| Lounge Access | International– 4 Free lounge access each year Domestic -6 Free lounge access each year |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between INR 400 and INR 4,000. Monthly cap of INR 250. |
The HSBC TravelOne Credit Card Welcome & Reward Benefits
Welcome Benefits
If you spend INR 10,000 within the 30 days
- INR 1,000 cashback.
- Postcard Hotel voucher worth INR 3,000
- 3 months EazyDiner Prime Membership
- Spend 1 lakh in the first 90 days: Get 3,000 bonus reward points
Reward Benefits
- 4 reward points on every INR 100 spent on flights, travel aggregators, and foreign currency transactions.
(Maximum 50,000 reward points per month; after that, 2 reward points per INR 100 spent.) - 2 reward points on every INR 100 spent on other categories (no monthly cap)
- 10,000 reward points if you spend more than INR 12,00,000 in a year using a primary or add-on card.
No reward points for bail and bond payments, education and government, e-wallets, financial institutions, fuel, insurance, jewellery, money transfers, non-financial institutions, real estate persons, tax payments, utilities
.
Other Benefits
- Enjoy 6 domestic and 4 international airport lounge visits every year. ou can check the list of eligible airports for free lounge access here.
- You can avail great discounts on movies, events, and dining through the Zomato App.
- Golf access: Get 4 complimentary rounds of golf and 12 complimentary lessons each year, plus 50% off green fees for additional rounds.
- Get up to USD 20,000 in purchase protection every year.(This benefit is provided by The Hongkong and Shanghai Banking Corporation Limited.)
Exclusive Offer on HSBC TravelOne Credit Card from 15 December 2024 to 31 December 2025: For more information, visit here
| Brand offer | Brand offer |
|---|---|
| 15% off at Yatra | 11% off at StayVista |
| 15% off at EaseMyTrip | 10% off at Zomato |
| 15% off at Paytm | Up to 20% off on duty-free |
| 15% off at ClearTrip |
Reward Points Redemption Value for HSBC TravelOne Credit Card
Convert HSBC Reward Points to Air Miles
Before converting your points into air miles, you must sign up for the airline’s frequent flyer program
| Airline (Frequent Flyer Program) | Conversion ratio |
|---|---|
| Hainan Airlines, Turkish Airlines, United Airlines | 2 reward points = 1 mile |
| Air India, Air France–KLM, British Airways, Etihad Airways, EVA Air, Japan Airlines, Singapore Airlines, Qantas Airways, Qatar Airways, Thai Airways, Vietnam Airlines | 1 reward points = 1 mile |
| AirAsia | 1 reward points = 3 mile |
Convert HSBC Reward Points to Hotel Loyalty Points
| Hotel Group | Loyalty Program | Reward Point Value |
|---|---|---|
| Accor | ALL – Accor Live Limitless | 1 reward point = 1 loyalty point |
| IHG Hotels & Resorts | IHG One Rewards | 1 reward point = 1 loyalty point |
| Marriott International | Marriott Bonvoy | 1 reward point = 1 loyalty point |
| Shangri-La | Shangri-La Circle | 5 reward point = 1 loyalty point |
| Wyndham Hotels & Resorts | Wyndham Rewards | 1 reward point = 1 loyalty point |
Other Fees & Charges for HSBC TravelOne Credit Card
| Charge Type | Amount |
|---|---|
| Finance charges on extended credit | 3.75% per month (45% per annum) |
| Foreign exchange markup fees | 3.5% |
| Charge in case of a bounced cheque | INR 500 |
| Cash advance fee in India | 2.5% of the amount or a minimum of INR 500 + GST |
| Free credit period | Up to 45 days |
| Overlimit fee | 2.5% of the overlimit amount or INR 500 (whichever is higher) + GST |
| Balance enquiry on credit card at other bank ATMs | Nil |
| Cash payment charges (credit card bill pay in cash) | INR 100 |
| Late Payment Fee | 100 % minimum payment due (minimum INR 250, maximum INR 1200 each month) |
| Rental and related payments | 1% processing fee + GST |
Eligibility for HSBC TravelOne Credit Card
- Age: 18 to 65 years
- Minimum annual income: ₹4 lakh (for salaried individuals)
- Must be an Indian resident
- Must live in one of these cities: Chennai, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata
Document Requirement for HSBC TravelOne Credit Card 📑
- Proof of Identity
- Proof of Address
- Proof of Income
Final Verdict: Should You Get the HSBC TravelOne Credit Card?
No, you should not go for this credit card unless you travel frequently by airplane, because this card has a high joining fee and a renewal fee. Also, you can look for its competitor credit card, like the Axis Bank Atlas Credit Card.
HSBC TravelOne Credit Card Phone Banking numbers 📞
In India: 1800 267 3456/1800 121 2208
For calls from overseas to India: +91-40-61268002 or +91-80-71898002