The Yes Bank Marquee Credit Card is a premium credit card by Yes Bank, which comes with a high joining fee of Rs. 9,999 + GST. This card gives you YES Rewardz Points every time you spend online or offline.
The most unique thing about this credit card is that it provides unlimited complimentary international airport lounge access and 6 complimentary domestic airport lounge visits per quarter.
Another good feature of this card is a waiver of 4 green fees at selected golf courses in India. It also offers insurance coverage on credit shield cover and lost card liability, along with a 1% fuel surcharge waiver.
The Yes Bank Marquee Credit Card charges only a 1% foreign currency markup fee. This is another good thing about this credit card.
Table of Contents
Yes Bank Marquee Credit Card Highlights
| Feature | Details |
|---|---|
| Issuer | Yes Bank |
| Network Type | Visa |
| Reward Type | Reward Points (Redeem with Yes Rewardz) |
| Joining Fee | ₹9,999+GST (Annual fee will be waived off on retail spending of or above Rs.10 lakh annually) |
| Renewal Fee | ₹4,999+GST |
| Joining Fees for add-on cardholder | Lifetime free |
| Joining Benefits | 40,000 reward points |
| Best Suited For | Shopping, Travelling, Movies |
| Reward Rate | You’ll earn 36 reward points for every ₹200 you spend on online shopping and 18 reward points for every ₹200 you spend in stores (offline). |
| Lounge Access | Domestic Lounge Access- 6 free visits every quarter (Total of 24 free visits per year) International Lounge Access- unlimited free access for both primary and add-on cardholders |
| Fuel Surcharge Waiver | 1% Fuel surcharge waiver across all fuel stations between Rs. 400 and Rs. 5,000 Maximum fuel surcharge waiver of ₹1000 per statement cycle. |
Rewarding Rate of Yes Bank Marquee Credit Card
| Category | Cashback Earned | Monthly Capping |
|---|---|---|
| Online Shopping | 36 YES Rewardz Points per ₹200 | Excluding select categories** |
| Offline Shopping | 18 YES Rewardz Points per ₹200 | Excluding select categories** |
| Select Categories | 10 YES Rewardz Points per ₹200 | On select categories |
| Max Capping | 100,000 YES Rewardz Points | Per statement cycle |
- YES Rewardz Points will not be awarded on rental, wallet, fuel, government & marketing/advertising transactions, cash Withdrawals, post purchase EMI & instant EMI transactions.
- Maximum Capping: You can earn up to 100,000 YES Rewardz Points per billing cycle.
Additional Benefits of the Yes Bank Marquee Credit Card
🏌️♂️ Golf Program
- 4 Free Green Fee Waivers at select golf courses across India
- 1 Complimentary Golf Lesson every calendar month at select golf courses
🛡️ Insurance Coverage
- Purchase Protection Plan: for peace of mind on your purchases
- Credit Shield Cover: up to ₹15 Lakhs in case of unforeseen events
- Lost Card Liability Cover: up to ₹15 Lakhs to protect against fraudulent usage
International Airport Lounge Access
- Enjoy unlimited complimentary international airport lounge access outside India throughout the year. This benefit is available for both Primary and Add-on cardholders.
- Get 4 free lounge visits per calendar year for your guests.
- Once the complimentary guest quota is used, standard lounge charges plus taxes will apply for both cardholders and guests.
Domestic Airport Lounge Access
- Get 6 free lounge visits per calendar quarter within India for both the primary and add-on cardmembers.
- Enjoy 2 complimentary domestic lounge visits per quarter for accompanying guests.
Other Fees & Charges for Yes Bank Marquee Credit Card 💵 ✨
| Charge Type | Fee/Rate | Additional Info |
|---|---|---|
| Joining Fee | ₹9,999 + GST | One-time fee at the time of card issuance |
| Renewal Fee | ₹4,999 + GST | Waived on annual retail spends of ₹10 lakh or more |
| Interest on Overdue | 2.99% monthly (35.88% annually) | Applicable to outstanding dues |
| Rental Transactions | 1% or ₹199 (whichever is higher) | Capped at 3 transactions per 30 days |
| Wallet Transactions | 1% or ₹1 (whichever is higher) | Applies to wallet reloads |
| Education Payments | 1% + GST (Capped at ₹5,000/month) | Via CRED, PhonePe, NoBroker, etc. Effective from 1 Oct 2024 |
| Utility Payments | % + GST (Above ₹15,000/month) | Capped at ₹3,000/month |
| Foreign Currency Mark-up | 1% of the transaction amount | Applies to all international transactions |
Eligibility Criteria for YES Bank Marquee Credit Card
Eligibility
- Age between 21 to 60 years
- Applicant can be salaried or self-employed
- Salaried: Monthly net salary of ₹3 Lakhs or more
- Self-Employed: Annual Income Tax Return (ITR) of ₹36 Lakhs or above
Final verdict: Should You Get This
This card comes with a high joining fee of Rs. 9,999, but you will also get a welcome bonus of 40,000 Rewardz Points (1 Rewardz Point = up to Rs. 0.25). So, this joining fee is almost compensated.
You will also get 20,000 Yes Rewardz Points on payment of the renewal fee. You can get up to 4.5% back as reward points.
Another good thing is that you will also get a complimentary ETPrime subscription worth Rs. 3,199.
There is also a movie ticket offer: Buy one, get one free.
So, with all these perks, paying Rs. 9,999 + GST for this card is worth it. If you are eligible, you should definitely go for this card.
Apply Yes Bank Marquee Credit Card
Apply NowYes Bank Marquee Credit Card PhoneBanking numbers 📞
- In India: 1860 210 1200
- For calls from overseas to India: +91 (22) 50795101
- Email address: [email protected]
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