Everything About ICICI Bank Coral Credit Card in simple Bullet Points

FeatureDetails
IssuerICICI Bank
Card TypeReward points
Joining Feeβ‚Ή 500+ GST
Annual Feeβ‚Ή 500+ GST (Waived on spending β‚Ή 1.5 lakh)
Add-on FeeNill
Joining Benefits10,000 reward points every anniversary year
Best Suited ForMovies & Dining
Reward Rate2 RP per β‚Ή100 spent except for fuel
1 RP per β‚Ή100 spent for utilities and insurance
Reward Redemption1 RP = β‚Ή 0.5, which can be redeemed for cash or gift
Reward Redemption Feeβ‚Ή99 per redemption request
Lounge AccessInternational– N/A
Domestic -1 per quarter ( 4 each year) on minimum spending β‚Ή 75K per quarter
Fuel Surcharge Waiver1 %Fuel surcharge waiver only on HPCL station
Movie Tickets & DiningOn Movie-25 % discount up to β‚Ή 100 on movie with Book My Show
On dining-15 % discount
Spend CategoryReward Points / Cashback
Departmental Store, Grocery Spend, DiningGet 2X reward points
Utilities and InsuranceGet 1X reward points
FuelNo Reward points, 1 %Fuel surcharge waiver on HPCL station
Cashback1 RP = β‚Ή 0.5, which can be redeemed for cash or gift
  • Earn 2,000 Reward Points when you spend β‚Ή2,00,000 in a year.
  • After that, get 1,000 Reward Points for every additional β‚Ή1,00,000 spent.
  • You can earn a maximum of 10,000 Reward Points in a year.
Lounge TypeAccess
International Lounge ProgramNo International Lounge access
Domestic Lounge Program1 Complimentary Domestic Airport Lounge Visits per quarter
Charge TypeAmount
Joining Feeβ‚Ή500 + applicable taxes
Annual Feeβ‚Ή500 + applicable taxes (Waived on spending β‚Ή 1.5 lakh)
Interest Rate3.40% per month (40.8% per annum)
Foreign Exchange Markup3.5%+GST of the amount withdrawal
CriteriaRequirement
Age for Primary CardholderMin 21 Year
Age for Add-on Cardholder18 Years and above
IncomeNot officially disclosed by SBI
Credit ScoreRecommended: 750+
Documents RequiredPAN Card, Aadhar, Income Proof, Address Proof
Residential StatusIndian Resident only

πŸ“Œ Note: Eligibility criteria may vary based on the bank’s internal policy.

  • Step 1: Visit the www.icicibank.com website or the nearest branch.
  • Step 2:Go to the “Cards” section and select “Credit Cards.”
  • Step 3:Scroll down to find the ICICI Coral Credit Card and click on “Apply Now.”
  • Step 4: Enter your Date of Birth (DOB), PAN card details, and full name.
  • Step 5:Submit your details and wait for verification and approval.
  • Step 6:Once approved, your credit card will be delivered to your registered address.

βœ… Pros of ICICI Coral Credit Card

βœ” 1% Fuel Surcharge Waiver – Save on fuel expenses at all HPCL petrol pumps when you use ICICI Bank swipe machines.

βœ” Reward Points Redemption – Earn reward points on every spend, which can be redeemed for cash, gifts, or exciting offers.

❌ Cons of ICICI Coral Credit Card

βœ– β‚Ή500 Joining & Annual Fee – The card comes with a one-time joining fee of β‚Ή500 and an annual renewal fee of β‚Ή500.

βœ– Limited Airport Lounge Access – Enjoy restricted complimentary lounge visits per quarter at select domestic airports.

Yes, you should go for that card, if you are new to credit cards.

πŸ“’ Best for: Movie tickets, 25% discount up to β‚Ή100
⚑ Not ideal for: If you travel frequently.

πŸ’‘ If you frequently spend on movie tickets, this card can be a great option.

What are the fees for the ICICI Coral Credit Card?

Joining Fee: β‚Ή500 + GST (one-time).
Annual Fee: β‚Ή500 + GST from the second year (waived if annual spending exceeds β‚Ή1.5 lakh)

How can I redeem my ICICI Coral Credit Card reward points?

You can use the reward points to get cash credit, vouchers, and gifts. The redemption process can be done online through ICICI Bank’s portal.

Does the ICICI Coral Credit Card offer discounts on movie tickets?

Yes! You can enjoy a 25% discount (up to β‚Ή100) on BookMyShow and INOX when booking at least two movie tickets. This offer is valid twice a month.

Can I access airport lounges with the ICICI Coral Credit Card?

Yes, you get one complimentary domestic lounge visit per quarter if you spend β‚Ή75,000 or more in the previous quarter.

How does the fuel surcharge waiver work?

You get a 1% fuel surcharge waiver at HPCL petrol pumps when using ICICI Bank’s swipe machines.

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